About AffordableHome.us

AffordableHome.us builds free, practical tools and guides for first-time and budget-conscious homebuyers navigating today's higher-rate market.

What we do

We publish plain-language guides on the decisions that move the needle on your monthly payment and total cost — loan type, mortgage insurance, closing costs, debt-to-income, down payment assistance, and rate locks — alongside free calculators that turn those guides into your own numbers. Our Listing Analyzer takes a real listing and produces a full affordability card: monthly PITI, cash to close, DTI, FHA vs. conventional comparison, and negotiation scripts. Our Document Explainer translates a Loan Estimate or Closing Disclosure into plain English.

How we handle numbers

Every figure our tools produce is labeled as user-provided, derived from your inputs, or a stated assumption (like a default tax or insurance rate) so you always know what to verify with your county assessor, insurer, or lender before relying on it. We source rate and market data from Freddie Mac's Primary Mortgage Market Survey (PMMS) and cite HUD, NAR, FHFA, and CFPB guidance where relevant throughout our guides.

What we don't do

We are not a lender, broker, or law firm, and nothing on this site is individualized financial, legal, or tax advice. We don't sell your information to third parties. Contact us at hello@affordablehome.us with questions or corrections.