AFFORDABLEHOME.US

Instant clarity for every home buying decision.

Analyze any listing, decode your Loan Estimate, and see what you can truly afford — no jargon, in seconds.

Figures shown are estimates based on typical local data. Always verify taxes, insurance, HOA fees, and rates with official sources (county assessor, your insurer, HOA) for your exact property and situation. Live rates from Freddie Mac PMMS.

API-free · instant

Listing Analyzer

Paste facts from any listing, upload OCR text, or enter quick assumptions to generate a full affordability card: monthly PITI, cash to close, debt-to-income, FHA vs Conventional comparison, negotiation scripts, and flood/radon risk linkouts. Every number is labeled user, derived, or assumption so you know exactly what to verify. Try the Listing Analyzer.

Plain-English documents

Loan Estimate & Document Explainer

Upload or paste a Loan Estimate, Closing Disclosure, or inspection summary and get an explain-like-I'm-5 breakdown, questions to ask your lender, a savings checklist, and red flags to watch — before you sign anything. Decode your document.

Scenario planning

Affordability Planner & AI Coach

Not a homeowner yet? Model down payment, rate, and credit-band scenarios, compare renting a room vs. a longer commute, and generate a personalized AI affordability plan for your budget. Plan what you can afford or get your AI coaching plan.

Free guides

Guides & Library for first-time buyers

Practical, reassuring guides for 2026 budget buyers: FHA loans, mortgage insurance, closing costs, off-market offer letters, and accessible home ownership. Browse the guides or start learning.

Join the waitlist for new tools, or ask Instant Help AI about zoning, financing, ADU costs, or contractor outreach.